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Why Deal Direct

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THINK CAREFULLY BEFORE SECURING A MORTGAGE AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Deal Direct is a trading style of Deal Direct Financial Solutions Ltd which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.

The overall cost for comparison is estimated to be 6.70% APRC. Subject to circumstances, a completion fee may be payable, typically £198 upfront and £799 on completion. If your circumstances or history involves any adverse credit, complex situations or a commercial element then this may increase to a maximum of £2594 with a minimum of £99 payable upon application. Your adviser will, in all cases, confirm all costs in writing prior to any application being made.

The exact amount of commission we will receive is not known to us at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

The fees are on a per application basis & subsequent applications or amendments will incur a separate £99 application fee.

Any reference to the Financial Services Authority (FSA) in any of our documentation should be read as Financial Conduct Authority (FCA).

We are not limited in the range of mortgages we will consider for you and can offer you advice on both first and second charge loans.

We offer a comprehensive range of mortgages from across the market, but not deals that you can only obtain by going direct to a lender. Whilst our lender panel is comprehensive, some lenders are not displayed – you can view a list of these here.

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